Visitor to Canada Insurance | Ethgrity

Welcome to Canada. Stay Protected with Visitor’s Insurance.

Canadian healthcare is world-class, but for visitors, it is one of the most expensive systems in the world. A single night in a hospital can cost more than your entire trip.

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🧳Visitors & Tourists
👴Super Visa (Parents)
👷Work Permit Holders
🍁Returning Canadians
End-to-End Support: From Purchase to Claim
1
Right Product We filter carriers (Manulife, Allianz, etc.) to match your visa type and health needs.
2
Visa Support We provide official Proof of Insurance. If your visa is denied, we handle the full refund.
3
Post-Arrival Dates changed? Arrived early? We adjust your policy dates to prevent coverage gaps.
4
Claims Advocacy We help you gather documents and guide you through the submission process to avoid delays.
Regular Visitor / Tourist

For Short Stays

Perfect for family visits, vacations, or temporary work permits.

  • Flexible Coverage: Limits up to $1 Million (Min $10k).
  • Daily Rates: Pay only for the exact days you are here.
  • Side Trips: Covered if 51% of time is in Canada (Subject to max days).
  • Early Return: Partial refunds available if you leave early (Subject to no claims).
Super Visa (Parents & Grandparents)

Government Mandated

Strict compliance required for the 5-year multi-entry visa.

  • Minimum $100k: Mandatory minimum coverage required by IRCC.
  • 1-Year Paid in Full: Proof of payment for 365 days is required.
  • Monthly Plans: Available with specific carriers (Subject to approval).
  • 100% Refundable: If your Visa is denied, your premium is fully refunded.

Why the “Eligibility Questionnaire” Matters

Buying insurance online is fast, but a simple error can risk your claim. The primary reason for denial is often “Non-Disclosure” or “Misrepresentation.”

For example, if you answer “No” to a question about medication changes because a doctor merely lowered a dosage, some insurers may view that as a “change” or “treatment.”

We bridge this gap. We review your medical history against the specific contract wording to ensure you are eligible for the plan you buy.

Avoid Self-Booking Errors

“Stable” in life is not always “Stable” in insurance. Let us verify your eligibility.

The “Stability” Clause

Most policies require a stability period (e.g., 90 to 180 days) before arrival. Terms vary by policy.

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Stable

Typically defined as no change in medication, no new symptoms, and no pending tests for the duration required.

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Controlled but Changed

Changes in dosage or brand may impact stability status depending on the specific insurer’s definition.

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Pre-Existing / Unstable

If you have recent changes or pending treatments, standard plans may not apply.
Contact us for specialized underwriting options.

Don’t Let a Medical Emergency Become a Financial Disaster.

Whether you are here for a month or a year, ensure your family is protected.

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Serving clients Globally

Disclaimer: The information provided above is generic in nature and intended for educational purposes only. Insurance policies, coverage limits, eligibility criteria, and exclusions vary significantly by insurance company and specific product. Side trip rules, refund policies, and stability definitions are subject to the specific policy wording of the contract you purchase. Please consult with our licensed advisors to review the specific details of your policy before purchase.